Consultants / G.P.’s

For medical professionals, we ensure accurate independent advice, lowest pricing and ease of execution.  The main attraction to consultants of how we operate is that we can make sure the amount of time they have to spend on underwriting is minimal.

When it comes to organising life assurance or protection cover, people will typically delay it for a variety of reasons.

I don’t know how much I should get or how to calculate it.

We do.  We can guide you through the entire process and make several sensible recommendations, designed to work around your own circumstances.

I don’t have time to do all that medical underwriting.

Whilst this point is relevant to everyone, it can be particularly relevant to consultants and G.P.’s, especially so when they are self-employed.  For occupations that are traditionally higher income earners, they will usually require a higher level of cover, which in turn can lead to more involved medical underwriting requirements from a life assurance company.  This can mean a trip to a doctor’s surgery for an independent medical examination and a trip to a hospital for a stress & exercise ECG.  Not anymore…

Exclusive to Med Protect, a qualified nurse will now visit you at your home or your rooms to carry out the medical and the stress & exercise ECG (if applicable) can be performed in your own hospital or clinic.  This is usually unheard of as these requirements would always have to be done independently.  This saves you a considerable amount of time and hassle.

It’s too expensive.

This cover will only cost as much as you decide to pay every month.  Everyone has a budget that they can commit to that will provide them with some element of cover.  Being independent means that we deal with every major life assurance company in the country, which means that we can offer you the lowest price possible in the Irish market.

I already have cover – I took it out when I got my mortgage.

More often than not, people have the wrong level of cover, the wrong type of cover and at the wrong price.  People pay far too much for their life assurance.  They also feel that they already have income cover from their employers, which is rarely true or if it is, it will only be for a year.  We leave every client knowing that they have the right level of cover at the right price and we provide them with a simple booklet that details what cover they have, why they have it and what it will do for them if they ever have to call on it.  A financial review is free, doesn’t take long, can be done over the phone if needs be and is always worthwhile.

Company brochure – GPs – PDF

Company brochure – Consultants – PDF